Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Players can use 3 Hay Bales to craft 4 Straw Beds in Minecraft. Other than crafting, the Straw Beds can be found at the Abandoned Camps in the game. Straw Beds allow players to sleep through the night ...